Car insurance expert sets out exact date to get cheapest deal when renewing

Drivers have been urged to plan ahead to make sure they get the best deal when renewing their car insurance.

Connor Campbell at Independent Advisor Car Insurance, has shared eight tips to help you get the best deal when looking at insurance premiums.

One of his key considerations is to get your prices two weeks to one month before the renewal date as this is the “best window to get the cheapest quotes”.

His other advice includd comparing a wide range of car insurance quotes to make sure you get the best deal for your particular situation.

Another tip to bring down your bill is to pay annually rather than in monthly instalments as this way you’ll avoid paying any interest on the owed amount.

Mr Campbell also spoke about the issue of getting car insurance if you are over the age of 70.

He said: “Legally, there is no maximum age limit for car insurance as long as you’re still fit and healthy enough to drive.

“So in your 70s and beyond, there will be a car insurance policy out there that will allow you to maintain your independence and stay on the road. You may have slightly less choice, however.

“While most car insurance providers don’t impose an age limit on their policies, some do. This will normally be between 70 and 80 years of age.”

When you turn 70, you will have to renew your driving licence. The Driving and Vehicle Licensing Agency (DVLA) should send you the application form 90 days before your 70th birthday.

Drivers over the age of 70 have to renew their licence every three years rather than every 10 years for other drivers.

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