With the festive season just behind us, many are feeling the pinch in their wallets after splurging on social events, food, and gifts. The dreaded January pay day seems an eternity away, prompting a nationwide scramble for cost-cutting measures.
As energy bills are predicted to soar come January 2025, thrifty individuals are bundling up in extra layers, reaching for hot water bottles, and snuggling under blankets to avoid cranking up the thermostat.
In light of this, one savvy woman has taken to social media to reveal her ingenious method for staying toasty without the hefty heating bill. Hannah, who is documenting her quest to eliminate a £12,000 credit card debt on her TikTok account @fixingmyfinaces, aims to be debt-free by 30.
She’s employing various strategies to tighten the purse strings, particularly when it comes to energy consumption. In a recent video, she boasts: “So far we’ve had the heating on three times this side of summer so this hack works.”
Living with her partner and dog, Hannah divulges one of her top money-saving tips for fellow work-from-home ‘girlies’: “So, I’m in £12,000 of credit card debt and one of my favourite money saving hacks as a work from home girlie is using my heated blanket instead of turning the heating on.
“The heating costs £1.65 per hour vs my heated blanket costs 27p per hour.” Her innovative approach not only keeps her warm but also significantly cuts down on expenses.
Heated blankets can be purchased from variety of stores. Amazon are selling on for £11.99, while Dunelm are selling another for £17. Prices differ based on size and thickness of blanket and quality.
She advocates tackling debt issues transparently: “Up until I told my partner about my credit card debt, I felt embarrassed and ashamed of my financial position.”
She added: “Even sharing about it here [online] was scary. What would people say or think? But honestly, facing it head on is freeing.”
The thrifty young woman shared an important message: “Just a side note that I’m not glamorising keeping the heating off and I know that some people will struggle to afford to put the heating on to keep their families warm.
“I’m aware of my privilege to have the choice to turn the heating on if I need it and this is just something I’ve found to help save some money on my debt free journey.”
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